Money OS
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Startups

Know your runway. Control your burn. Ship faster.

Real-time expense tracking and budget monitoring for pre-revenue and early-stage startups. Built for founders who need financial clarity without an in-house CFO.

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Why Startups use Money OS
Track burn rate in real time — never be surprised by your runway
Set department budgets and monitor spend against them daily
Give investors Viewer access to financial data without sharing spreadsheets
Categorize expenses by function: Engineering, Marketing, Operations, Sales
Full audit trail for due diligence — every expense recorded with context
Export data in formats compatible with your accountant and CFO advisor
Features

Built for how you actually work.

Burn Rate Tracking

Your monthly expenses are your burn rate. Money OS tracks it in real time. See your burn month-over-month in the Cash Flow report.

Department Budgets

Create budgets per department or function. Engineering, Marketing, Sales, Operations. Each team knows their limit. Real-time alerts keep them accountable.

Investor Visibility

Invite investors or board members as Viewers. They see current financial data without you sending monthly spreadsheets.

Vendor & Contractor Tracking

Tag all contractor and vendor payments to the correct department and client. Reimbursable expenses are flagged automatically.

Due Diligence Export

Export a full transaction history for any time period. Provides a clean, auditable financial record for investors during due diligence.

Category Breakdown

Expense Summary report by category shows exactly where your budget is going. Identify overspend before it compounds.

Common questions

Is Money OS suitable for pre-revenue startups?

Yes. Pre-revenue startups use Money OS primarily to track expenses, monitor burn rate, and keep financial records clean for future fundraising.

Can we give our investors access without sharing our bank data?

Yes. Invite investors as Viewers. They see your Money OS records — transactions, budgets, reports — not your bank account credentials.

How does Money OS compare to spreadsheets for burn tracking?

Spreadsheets require manual updates and are error-prone. Money OS imports bank transactions automatically, categorizes them, and updates the burn figure in real time with zero manual work.

Do we need a CFO to use Money OS?

No. Money OS is designed for founders without finance backgrounds. The interface is self-explanatory, and the reports answer the most common founder questions: How much are we spending? In which categories? What is our cash flow?

Can our CPA access the data?

Yes. Invite your CPA as a Viewer. They access current financial data and can export what they need for tax filings and financial statements.

Know your numbers. Move faster.

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