Money OS
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Small Businesses

Small business finances. Clean, fast, and always current.

Ditch the spreadsheet. Track every business expense, set budgets that actually constrain spending, and hand your accountant a complete record at tax time.

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Why Small Businesses use Money OS
Replace error-prone spreadsheets with automated expense tracking
Real-time budget monitoring across all expense categories
Tax-ready expense summaries — no spreadsheet cleanup at year end
Multi-user access so your team can log expenses without a shared login
Full audit trail of every financial change for accountability
Works alongside your accounting software — exports compatible with Tally, QuickBooks, and Xero
Features

Built for how you actually work.

Expense Tracking

Import transactions from any bank or payment processor via CSV. Categorize automatically. Search your full history instantly.

Category Budgets

Set monthly spend limits per category. Get email alerts at 80% and 100%. Know before you overspend, not after.

Tax Summary

All deductible expenses categorized and totaled, ready for your accountant. Export as PDF in one click at tax time.

Team Access

Give employees Member access to log their own expenses. Managers get Admin access. No shared logins, no confusion.

Accounting Export

Export transaction data in formats compatible with QuickBooks, Xero, and Tally. Money OS handles the tracking; your accounting software handles the ledger.

Cash Flow View

Monthly cash flow report shows income minus expenses over time. Spot months where you are cash-negative before they surprise you.

Common questions

Does Money OS replace QuickBooks or Tally?

No. Money OS is a financial command center for daily tracking and team visibility. Use it alongside QuickBooks or Tally, which handle invoicing, payroll, and formal accounting. Money OS exports to both.

How many employees can I add?

There is no limit on team members in the free tier. Add your entire team.

Can we track both business revenue and expenses?

Yes. Money OS tracks both income (credit) and expense (debit) transactions. All reports show both sides.

Is it suitable for product businesses or only service businesses?

Money OS works for both. Service businesses use it primarily for expense tracking and client billing. Product businesses use it for overhead expense tracking and supplier payment records.

Can we connect multiple bank accounts?

Multiple bank accounts can be imported via CSV and tracked in the same workspace. Direct bank connection is on the roadmap.

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