Financial transparency your board and donors can actually see.
Track grants, donations, and program expenses with the clarity a nonprofit needs at audit time — without accounting software built for corporations.
Built for how you actually work.
Fund Separation via Accounts
Create a distinct account for each restricted grant and one for general operating funds. Every transaction posts to the right account, so you can prove restricted money was spent on what it was restricted for.
Board-Level Viewer Access
Invite board members and grant officers with Viewer role — full financial visibility, zero risk of an accidental edit. Treasurers keep Admin access for actual bookkeeping.
Immutable Audit Log
Every transaction edit, budget change, and account update is recorded permanently. When a grantor asks "who approved this expense and when," the answer is already there.
Program Budget Tracking
Set a budget per program or grant category. Get an alert before program spending exceeds what the grant actually approved — catch it before the grant report does.
Board-Ready Reports
Generate an Expense Summary or Cash Flow report scoped to any date range in one click — the numbers a board meeting or annual report actually needs, without a manual spreadsheet rebuild.
CSV Import From Any Bank
Nonprofit bank accounts rarely have fancy integrations. Import a CSV export directly — works with virtually any bank or credit union statement format.
Common questions
Can Money OS track restricted vs. unrestricted funds separately?
Yes — create a separate account for each restricted grant. Every transaction against that grant posts to its own account, so the balance and history are isolated from your general operating funds.
Is Money OS a replacement for full nonprofit accounting software?
No. Money OS handles day-to-day expense tracking, budgeting, and transparency reporting. For fund accounting with formal journal entries and 990 preparation, you still need dedicated nonprofit accounting software or an accountant — Money OS exports cleanly to hand that data off.
Can our board members see the finances without being able to change anything?
Yes. Assign board members the Viewer role. They see every transaction, budget, and report in real time but cannot edit or delete anything.
How does this help with grant compliance reporting?
The combination of a dedicated account per grant, category budgets matching approved line items, and a full audit trail gives you exactly what most grant officers ask for: proof that restricted funds were spent as approved, with a paper trail for every transaction.
Is there a nonprofit discount?
The core features freelancers and small teams use — unlimited transaction tracking, budgets, reports, and up to 3 team members — are free on every workspace, nonprofit or not. There is no separate nonprofit pricing tier because the free tier already covers what a small organization needs.
Give your board the clarity they're asking for.
No credit card. No trial period. Free forever on the core plan.
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