Your freelance finances. Finally organized.
Track every deductible expense, set budgets that hold, and generate a tax-ready report in seconds. Stop guessing what you owe in April.
Built for how you actually work.
Expense Categorization
Pre-loaded with freelancer-specific categories: Software & Tools, Home Office, Equipment, Travel, Professional Development, Marketing. Customize to match your workflow.
Tax Summary Report
Every expense categorized and totaled, grouped by deductible category. Export as PDF or CSV. Hand directly to your accountant — no translation required.
Client-Tagged Expenses
Tag expenses to specific clients. Track reimbursable costs automatically. Export a billing summary to attach to your invoice.
Budget Alerts
Set monthly limits for your highest-spend categories. Get an email at 80% before you blow the budget.
CSV Import
Export a CSV from your bank or credit card. Import in 3 clicks. Money OS maps your columns automatically and de-duplicates entries.
Accountant Access
Invite your accountant as a Viewer. They see everything, export what they need, and never touch your live data.
Common questions
What expenses can I track for tax deductions?
Freelancers can deduct home office costs, software subscriptions, equipment, professional development, travel for client work, internet and phone (proportional), and marketing expenses. Money OS categorizes all of these automatically.
How does Money OS handle multiple income sources?
Tag each income transaction with a category (Consulting, Design, Writing) and optionally a client. The Income Summary report breaks down revenue by source and client.
Do I need accounting software if I use Money OS?
Money OS handles day-to-day tracking and client billing. Your accountant still needs accounting software (QuickBooks, Xero) for tax filing. Money OS exports data in formats compatible with both.
How is Money OS better than a spreadsheet?
Spreadsheets require manual entry for everything and break under volume. Money OS imports your bank CSV automatically, categorizes transactions, tracks budgets in real time, and generates reports in seconds — without any formula maintenance.
Is my financial data secure?
Yes. All data is encrypted at rest (AES-256) and in transit (TLS 1.3). Money OS does not sell or share your financial data. See the Security docs for full details.
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